Gusto Pricing 2026
Complete pricing breakdown for 2026. Compare 3 plans and find the best value.
$49
Starting Price
3
Plans Available
—
Annual Savings
Pricing verified: April 2026
Gusto Plans & Pricing
Simple
$ 49 /mo
- $6/employee/month
- Full-service payroll
- Employee self-service
- Health insurance administration
- Employee financial benefits
- Basic hiring and onboarding
- Gusto-brokered benefits
Most Popular
Plus
$ 80 /mo
- $12/employee/month
- Everything in Simple
- Next-day direct deposit
- Advanced hiring and onboarding
- PTO management and policies
- Time tracking
- Workforce costing reports
- Team management tools
Premium
$ 180 /mo
- $22/employee/month
- Everything in Plus
- Dedicated support team
- HR resource center
- Compliance alerts
- Performance reviews
- Employee surveys
- Custom admin permissions
Pricing Highlights
Starting Price $49/mo
Free Tier Not Available
Free Trial Not Listed
Annual Discount Not Listed
Is Gusto Worth It?
Gusto is the best payroll platform for small businesses that want full-service payroll, automated tax filing, and benefits administration without enterprise complexity. With affordable per-employee pricing across multiple tiers, it handles the tedious HR work so you can focus on growing your business. The AI-powered Gus assistant genuinely saves hours each week on routine tasks.
6+ hours
saved per week on average
Gusto vs Competitors Pricing
Gusto Pricing FAQ
How much does Gusto cost?
Gusto pricing plans: Simple at $49/mo, Plus at $80/mo, Premium at $180/mo.
Does Gusto have a free plan?
No, Gusto does not offer a permanent free plan. Free trials may be available to test the platform before committing.
Is there a Gusto annual discount?
Annual discount information is not currently listed for Gusto. Check their website for the latest pricing options.
Which Gusto plan is best for teams?
For teams, we recommend the Plus plan. Key features include $12/employee/month and Everything in Simple. It provides collaboration features and higher usage limits suited for team workflows.
Can I cancel Gusto anytime?
Yes, Gusto subscriptions can typically be cancelled anytime. Monthly plans end at the billing cycle; annual plans may have different terms. Check their terms of service for refund policies.
Is Gusto worth the price?
Based on our research, Gusto provides strong value for Small businesses running payroll. Users report saving 6+ hours per week, often justifying the subscription cost within the first month.