Ramp Pricing 2026
Complete pricing breakdown for 2026. Compare 3 plans , including the free tier.
$15
Starting Price
3
Plans Available
20%
Annual Savings
Pricing verified: April 2026
Ramp Plans & Pricing
Monthly
Annual
Save more
Free
$ 0 /mo
- Unlimited physical and virtual cards
- Expense submission via SMS or Slack
- Automated invoice extraction with OCR
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Custom reports via AI
- Automated vendor tracking
Most Popular
Plus
$ 15 /mo
- Everything in Free
- AI-driven expense reviews and policy insights
- Auto-lock cards for compliance violations
- 24/7 phone support for travel bookings
- Auto-coded line items
- AI approval recommendations
- Automated batch payments
- NetSuite and Sage Intacct integrations
Enterprise
Custom
- Everything in Plus
- Dedicated account and customer success manager
- Priority 24/7 global support
- Custom implementation scoping
- Local currency card issuing in 40+ countries
- Workday and Oracle Fusion Cloud integrations
- Custom development and configurations
Pricing Highlights
Starting Price $15/mo
Free Tier Available
Free Trial 30 Days
Annual Discount 20% Off
Is Ramp Worth It?
Ramp is a free corporate card and expense management platform with genuinely useful AI automation. The free tier includes unlimited cards, receipt matching, and basic accounting integrations. The Plus plan at $15/month per user adds AI-driven expense reviews, batch payments, and advanced ERP integrations. A Forrester study found 503% ROI over three years. Strong for growing businesses; less relevant for solopreneurs or freelancers who do not need corporate cards.
8+ hours
saved per week on average
Ramp vs Competitors Pricing
| Tool | Starting Price | Free Tier | Free Trial | Annual Discount | |
|---|---|---|---|---|---|
| $15/mo | Yes | 30 days | 20% | ||
| $23/mo | No | 30 days | 10% | ||
| $20/mo | No | 30 days | — | ||
| $19.99/mo | Yes | 14 days | 12% | ||
| $25/mo | No | 30 days | — |
Ramp Pricing FAQ
How much does Ramp cost?
Ramp pricing plans: Free (Free), Plus at $15/mo, Enterprise (custom pricing). A 30-day free trial is available.
Does Ramp have a free plan?
Yes, Ramp offers a free tier that includes Unlimited physical and virtual cards, Expense submission via SMS or Slack, Automated invoice extraction with OCR. Upgrade to paid plans for full access and higher limits.
Is there a Ramp annual discount?
Yes, Ramp offers 20% off when you pay annually. This brings the effective monthly cost down significantly for committed users.
Which Ramp plan is best for teams?
For teams, we recommend the Plus plan. Key features include Everything in Free and AI-driven expense reviews and policy insights. It provides collaboration features and higher usage limits suited for team workflows.
Can I cancel Ramp anytime?
Yes, Ramp subscriptions can typically be cancelled anytime. Monthly plans end at the billing cycle; annual plans may have different terms. Check their terms of service for refund policies.
Is Ramp worth the price?
Based on our research, Ramp provides strong value for Finance teams automating expense management. Users report saving 8+ hours per week, often justifying the subscription cost within the first month. The free tier lets you evaluate the tool before upgrading.